In Florida’s unique climate, choosing the right roofing material is crucial. We evaluate asphalt shingles and metal roofing across durability, cost, performance, aesthetics, and long-term value to help homeowners make informed choices.
Steadfast Roofing of Riverview, FL, can assist homeowners seeking skilled local expertise.
1. Lifespan & Durability 🛡️
Metal roofing typically lasts 50–75 years—far exceeding shingles—thanks to corrosion-resistant coatings and sturdy construction. In Florida, this longevity is a significant benefit, considering the intense UV exposure, frequent storms, and heavy rainfall.
In contrast, even premium asphalt shingles typically last only 15–30 years, with actual lifespans often shortened due to Florida’s extreme weather conditions.
2. Hurricane & Wind Resistance
Metal panels, especially those with standing-seam designs and galvalume/aluminum options, can withstand winds exceeding 140 mph, making them essential for coastal regions. Florida residents in Reddit discussions report zero wind damage during storms that devastated nearby shingle roofs :
“Tealpainter: I had a metal roof… was in path of hurricane Ian with winds at 150 mph … did not lose one bolt” .
High-end asphalt shingles offer wind ratings of up to approximately 130 mph, but still fall short of metal in extreme conditions.
3. Energy Efficiency & Heat Reflection
Metal roofing reflects 40–75% of solar radiation—far more than shingles—yielding up to 40% energy savings in the summer and modest benefits in winter. As Florida’s heat intensifies, this translates directly into lower cooling bills.
Asphalt shingles now include UV-reflective coatings, but still fall short of metal’s reflective capacity over time.
4. Maintenance & Environmental Impact
Metal roofs resist algae, mold, and rot—common problems in Florida’s humid climate—requiring minimal upkeep. They’re also fully recyclable at the end of life.
Asphalt shingles, made from petroleum products, typically end up in landfills—approximately 20 billion pounds annually. They’re prone to algae and may need regular inspections or replacement of damaged sections.
5. Noise & Aesthetics
Concerns about noise rain impacts on metal roofs are largely unfounded—proper insulation minimizes sound, and many homeowners report no noticeable increase.
Shingles tend to offer a quieter, traditional appearance, with a wide range of colors and architectural styles. Metal roofing now comes in many profiles, including standing seam and metal shingles, allowing for architectural flexibility.
6. Upfront Cost & Insurance Implications
Metal is generally 2–3 times more expensive upfront than asphalt shingles. Typical Florida installation costs:
- Shingles: $8,000–$15,000
- Metal: $15,000–$30,000+
Some homeowners still find metal options competitive when factoring in installation quotes and lifespan value.
Insurance savings from wind mitigation features apply regardless of the roof type, and upgrades may not reduce premiums; however, damage resistance remains superior.
7. Ideal Use Scenarios
| Scenario | Recommended Roof Type |
|---|---|
| Long-term residence (15+ years) | Metal – pays off over its lifetime |
| Coastal or high-wind area | Metal – superior resistance |
| Want to add solar panels | Metal – easier mounting, fewer penetrations |
| Budget constraints, short-term stay | Shingles – more affordable, quicker ROI |
| HOA restrictions | Shingles – may be only approved option |
8. Expert Tips for Florida Homeowners
- Choose the right metal: Opt for coated steel or aluminum (such as galvalume) to resist coastal corrosion.
- Use a standing-seam design: Hidden fasteners reduce leak risk and enhance wind performance.
- Account for thermal expansion: Proper seams and clips allow movement and prevent buckling.
- Insulate well: Underlayment layers significantly reduce rain noise.
- Hire a seasoned contractor: Proper installation is critical—Florida’s climate punishes poor workmanship.
CONCLUSION
In Florida, metal roofing outperforms asphalt shingles in terms of lifespan, wind resistance, energy savings, and sustainability. While asphalt shingles remain a strong choice for homeowners prioritizing budget, immediate curb appeal, or short-term plans, metal roofs represent a smarter long-term investment, especially under stormy skies and rising energy costs.
Selecting the right material requires balancing costs, performance, and aesthetics. For homeowners seeking top-tier metal installation with local insight, Steadfast Roofing in Riverview, FL delivers excellence in both product knowledge and quality installation, ensuring dependable protection for years to come.
Take a moment to read one of our latest blogs: “Essential Residential Roof Maintenance Tips to Maximize Lifespan and Prevent Costly Repairs”.
